Loans, Personal Lines Of Credit and Charge Cards

Loans, Personal Lines Of Credit and Charge Cards

From buying very first house to refinancing an mortgage that is existing or benefiting from our Car Buying solution to getting credit cards with competitive prices and zero charges, we’ve got the loans and credit lines you will need.

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Home Loans

Go with a lender you can rely on. At DOCFCU, our experienced mortgage brokers is likely to be to you each step for the method, allowing you to pick the mortgage choice that fits your requirements and spending plan.

  • Fixed and adjustable price choices available
  • Loan amounts from $75,000 – to $1,500,000
  • Designed for main residences or homes that are secondno investment properties)
  • Loans as much as 97% loan-to-value*
  • First and 2nd home loan combination loans as much as 90per cent loan-to-value
  • Handle your loan on line, including payments that are making
  • Designed for houses in most 50 states
  • https://paydayloan4less.com/

  • Get a personalized, no responsibility price estimate
  • Get pre-qualified for the next home loan
  • Explore the resource offered to help you produce choices that are smart

Convenient On The Web Mortgage Access

You will see your home loan declaration, review your re re payment history, check always your escrow balances, and even make an immediate payment that is online your account.

Have Mortgage Concerns?

For questions regarding our application procedure, to have pre-approved or even to ask questions that are general getting a DOCFCU mortgage, please contact our professionals straight:

  • Mike B. (202) 808-3628
  • Celia M. (804) 368-6036
  • Kim V. (804) 368-6036
  • or e-mail us at info@docfcu.org

For concerns relating to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu.org

For concerns with regards to your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790

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Residence Equity Loan and credit line – Zero Closing expenses*

A house equity credit line from DOCFCU is a smart method to fund a number of requirements, including a property renovation or repairs, training costs, the journey of a lifetime, if not merely to combine financial obligation. Our experienced loan providers are willing to assistance with tailored personal credit line only for you.

A house equity loan, or “second trust loan“, is yet another choice that substitutes a hard and fast price for the adjustable price of a property equity personal credit line.

*No closing costs for an initial advance of $10,000 or even more. Borrow as much as 90% of the home’s value (minus your mortgage that is first balance as much as $250,000 should be qualified for DOCFCU rank. Other limitations may use, call us for details. NMLS #810389

Residence Equity Credit Line

  • A decreased adjustable interest price of Prime+0*
  • No closing expenses on an advance that is initial of10,000 or maybe more
  • Tax-deductible interest re re re payments (consult with your income tax consultant for details)
  • The capability to borrow as much as 90per cent of the home’s value (minus your very first home loan stability) as much as $250,000

Residence Equity Loan (2nd Trust)

  • A minimal rate that is fixed
  • Tax-deductible interest re re payments (consult your income tax consultant for details)
  • The capability to borrow as much as 90per cent of the home’s value (minus your very first home loan stability) as much as $100,000

Rates

Have actually questions? We’re right here to assist. Today please call 202.808.3600 to speak with one of our loan specialists.

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Automobile Financing

A car loan from DOCFCU can help you drive a bargain that is hard. Whether you’re thinking about purchasing a brand new or utilized vehicle, or refinance your existing automobile loan to truly save cash, our low rates and value-added solutions will make a difference that is big.

  • As much as 105per cent on brand new and used financing
  • Fast approvals (in 24 hours or less or less)
  • Price matching open to members that are qualified
  • Union benefits discounts (is not along with match price)
  • Free Autocheck for utilized cars with application for the loan

DOCFCU Automobile Buying Service, Running On TrueCar в„ў

We are going to additionally provide offer a part .25% off the price when they utilize real vehicle and offer us with all the certification of purchase.

Prices

Automobile Loan Calculators

Utilize our calculators to assist you calculate your payments that are monthly.

Additional Solutions

There’s more to an intelligent deal compared to a good cost. That’s why we provide a number of extra programs and tools that will help you both purchase sensibly and protect your investment.

Extra Solutions

GAP Insurance to guard Your Loan

Fully guaranteed resource Protection (GAP) insurance coverage helps relieve your monetary burden by spending the potentially high-cost distinction between your insurance coverage settlement as well as your loan stability on things straight regarding the purchase of one’s car.

For more information, please contact financing officer at 202.808.3600 .

Features

  • 90-day look that is free you may possibly cancel your security within 3 months of one’s enrollment date and get a complete reimbursement with no cancellation charge.
  • Skipped payments – security includes skip-a-payment or delinquent-payment features for the life regarding the monetary contract.
  • Available on loans – safeguards used and new vehicles.
  • Main automobile insurance deductible – pays as much as $1,000 of the automobile tax deductible.*

Extensive Car Provider

Safeguard your self from unforeseen, high-cost repairs, not forgetting, boost the resale value, if you opt to offer your car or truck.

Many major vehicle repairs happen following the factory guarantee duration concludes. Without a car Service Agreement (VSA) — you’ll crank up investing in unanticipated and costly repairs. As being a outcome, extended protection for automobile repairs is becoming a requisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer a far more affordable way of protection for the brand brand new or qualified pre-owned car.

Consult with your loan officer about your choices and find out how you can cut back to 50per cent off dealer prices. You may qualify for protection even although you don’t actually have a car loan with Department of Commerce Federal Credit Union.

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